Hello Everyone, Higher education is one of the most powerful tools for personal growth and societal transformation, yet financial constraints often prevent talented young women from pursuing professional degrees. To bridge this gap, the Kotak Mahindra Group, under its corporate social responsibility banner and in collaboration with the Kotak Education Foundation, offers the Kotak Kanya Scholarship 2026-27.
This flagship scholarship program provides substantial financial assistance of up to ₹1.5 lakh per year to meritorious girl students from economically weaker sections. If you have completed your Class 12 and enrolled in the first year of a recognized professional undergraduate program for the academic year 2026-27, this detailed guide outlines everything you need to know about the eligibility criteria, eligible courses, required documents, application process, and key deadlines.
Kotak Kanya Scholarship 2026-27 : Overview
Below is a complete snapshot of the essential highlights regarding the Kotak Kanya Scholarship 2026-27.
|
Parameter |
Key Detail |
|---|---|
|
Scholarship Name |
Kotak Kanya Scholarship 2026-27 |
|
Executing Organization |
Kotak Mahindra Group via Kotak Education Foundation |
|
Target Beneficiaries |
Meritorious Girl Students |
|
Eligible Education Level |
First-Year Professional Graduation Courses |
|
Academic Session |
2026-27 |
|
Minimum Qualifying Marks |
75% or equivalent CGPA in Class 12 Board Exams |
|
Annual Family Income Ceiling |
Less than or equal to ₹6,00,000 per annum |
|
Scholarship Amount |
Up to ₹1,50,000 per year |
|
Support Duration |
Till the completion of the professional degree course (subject to terms) |
|
Application Mode |
Online |
|
Application Portal |
Buddy4Study Official Portal |
|
Application Window |
14 July 2026 to 20 August 2026 |
|
Helpdesk Contact |
kotakscholarship@buddy4study.com |
What is the Kotak Kanya Scholarship?
The Kotak Kanya Scholarship is a dedicated philanthropic initiative designed to empower young women by alleviating the heavy financial burdens associated with professional higher education in India. Professional degrees—such as medical studies, engineering, architecture, law, and design—involve significant recurring expenses, including institutional tuition fees, specialized equipment, accommodation, and study materials.
Through this scholarship, selected scholars receive financial support of up to ₹1.5 lakh every academic year until they graduate, provided they continue to meet the renewal and performance criteria defined by the foundation.
Key Financial Benefits and Allowable Expenses
The financial grant is versatile and directly supports various essential educational expenses incurred by the student during their academic journey:
- College Tuition Fees: Covering direct institutional academic fees.
- Hostel and Accommodation Charges: Paying for college boarding or verified residential facilities.
- Study Material & Textbooks: Purchasing academic reference literature, course syllabus books, and stationery.
- Digital Devices: Acquiring a personal laptop or essential digital hardware required for coursework and research.
- Internet & Connectivity: Managing monthly connectivity and online study expenses.
- Daily Transportation: Handling reasonable commute and travel costs linked to attending classes and practical training.
Detailed Eligibility Criteria for 2026-27
Before submitting an online application, candidates must verify that they fulfill each of the mandatory conditions established by the Kotak Education Foundation:
- Gender: The scholarship is open exclusively to female students.
- Academic Merit: The applicant must have secured a minimum of 75% aggregate marks or an equivalent CGPA in their Class 12 board examination.
- Current Enrollment: The student must have secured fresh admission into the first year of an eligible undergraduate professional degree program for the academic year 2026-27.
- Institutional Recognition: Admission must be secured in a recognized, premier institute or university (e.g., institutes holding accredited NIRF or NAAC standings or equivalent state/central statutory recognition).
- Annual Household Income: The total annual income of the applicant’s parents or legal guardian must not exceed ₹6,00,000 from all sources.
- Exclusion Clause: Children of employees currently working with the Kotak Mahindra Group, Kotak Education Foundation, or the Buddy4Study portal are strictly not eligible to apply.
Eligible Professional Undergraduate Courses
The scholarship specifically prioritizes rigorous professional disciplines that lead toward specialized careers. Eligible educational programs include:
- Engineering: B.Tech / B.E. across all major technical specializations.
- Medicine: MBBS and allied recognized professional healthcare degrees.
- Architecture: B.Arch programs accredited by governing architectural councils.
- Design: Professional undergraduate design degrees (B.Des) from recognized design institutes.
- Law: 5-year integrated law programs (BA LLB, BBA LLB, or B.Sc LLB).
- Integrated Science & Research Programs: Specialized research degrees, including Integrated BS-MS or BS-Research programs at institutes such as IISER (Indian Institutes of Science Education and Research) or IISc Bengaluru.
- Other Recognized Professional UG Degrees: Other equivalent professional undergraduate degree courses meeting the foundation’s guidelines.
(Note: Mere admission into a degree program does not guarantee eligibility. The institute’s statutory standing and the nature of the curriculum are reviewed by the scholarship committee during the selection process.)
Who Should Not Apply?
To avoid unnecessary application rejections, candidates falling under the following categories must review their eligibility carefully before applying:
- Students who obtained less than 75% marks in their Class 12 examinations.
- Applicants whose gross family income exceeds ₹6 lakh per year.
- Students pursuing general non-professional degrees (e.g., standard non-professional BA, B.Com, or B.Sc general streams) or those enrolled in second/third/final years without fresh first-year enrollment in 2026-27.
- Students studying in unrecognized or unaccredited institutions that do not meet the foundation’s criteria.
- Direct relatives or children of employees belonging to Kotak Mahindra Group, Kotak Education Foundation, or Buddy4Study.
- Anyone submitting fraudulent, forged, or unverified documents.
Documents Required for the Application
Applicants should ensure all required documents are properly scanned, legible, and updated before starting the online registration process.
- Academic Records: Official Class 12 marksheet and passing certificate.
- Income Verification: Valid parent/guardian income certificate issued by a competent government authority (Tehsildar, Revenue Officer, or District Magistrate).
- Income Tax Returns: ITR filing acknowledgement of parents for the financial year 2025-26 (if available).
- Proof of Admission: College admission letter, seat allotment letter, or official institutional confirmation letter for 2026-27.
- Institutional Fee Structure: Official academic and institutional fee schedule for the 2026-27 academic session.
- Identity Proof: Masked Aadhaar card of the applicant.
- Banking Details: Bank passbook or cancelled cheque displaying the student’s name, active account number, and bank IFSC code.
- Photographs: Recent passport-sized photograph of the candidate.
- Residential Proof: Clear photographs showing the applicant’s family house/residence.
- Special Category Documents (if applicable):
- Valid Disability Certificate issued by a competent medical authority for students with physical disabilities.
- Death Certificate of parent(s) in case of single-parent households or orphan candidates.
Step-by-Step Online Application Process
The application for the Kotak Kanya Scholarship 2026-27 is conducted entirely online through the Buddy4Study platform. Follow these step-by-step instructions to submit your form smoothly:
Step 1: Visit the Portal
Navigate to the official Buddy4Study website and locate the dedicated listing for Kotak Kanya Scholarship 2026-27.
Step 2: Account Registration or Login
Click on the Apply Now button. If you are a new user, register an account using your active email address, mobile number, or Google account. Existing users can log in directly using their registered credentials.
Step 3: Fill Out the Application Form
Once logged in, you will be redirected to the official application dashboard. Enter all requested information accurately, including:
- Personal profile, communication address, and contact numbers.
- Academic records (Class 10 and 12 percentages/CGPA).
- Current college, course name, and enrollment details for the 2026-27 session.
- Family annual income details and household background.
Step 4: Upload Required Documents
Upload clear, high-resolution scanned copies of all mandatory documents, including your Class 12 marksheet, income certificate, fee structure, masked identity document, bank passbook, and residential photographs.
Step 5: Review and Submit
Carefully check each entered field using the Preview screen to verify that there are no spelling errors or incorrect figures. Read and accept the program terms and conditions, then click the Submit button.
Step 6: Save Acknowledgement
Download and save a copy of the final submitted application form and the generated reference ID for future tracking and verification stages.
Selection and Verification Procedure
The selection process for the Kotak Kanya Scholarship is structured to ensure transparency and identify the most deserving candidates:
- Initial Screening: Submitted applications are reviewed to ensure strict compliance with age, academic performance (minimum 75%), and annual income limits (₹6,00,000 maximum).
- Document Scrutiny: The scholarship review committee verifies the validity and authenticity of all uploaded certificates, fee receipts, and identity documents.
- Shortlisting & Evaluation: Eligible candidates are evaluated based on combined socioeconomic need, academic achievements, and seat allocation rules.
- Final Selection & Disbursement: Selected scholars are officially notified, and the scholarship amount (up to ₹1.5 lakh per year) is disbursed according to program disbursement schedules.
Frequently Asked Questions (FAQs)
Q1. What is the maximum scholarship amount provided under this scheme?
Eligible scholars can receive up to ₹1,50,000 per year until the completion of their professional undergraduate degree, subject to regular academic performance and program terms.
Q2. Can students studying in general B.A. or B.Com programs apply?
No. The scholarship is strictly reserved for students enrolled in recognized professional undergraduate courses such as Engineering, MBBS, 5-Year Integrated Law, Architecture, Design, or specialized research degrees at institutes like IISER and IISc.
Q3. What is the minimum Class 12 percentage needed to apply?
Applicants must have secured at least 75% aggregate marks (or an equivalent CGPA) in their Class 12 board examinations.
Q4. What is the annual family income limit?
The gross annual family income from all sources must not exceed ₹6,00,000.
Q5. How can I contact the support team if I face technical issues while applying?
You can reach out to the helpdesk by email at kotakscholarship@buddy4study.com or via phone at 011-430-92248 (Extension 262).
The Kotak Kanya Scholarship 2026-27 serves as a vital financial pillar for bright, ambitious female students who wish to pursue rigorous professional careers without being held back by economic hardships. With substantial annual funding of up to ₹1.5 lakh covering tuition, accommodation, laptops, and study materials, this program removes significant hurdles on the path to professional graduation. If you satisfy the eligibility criteria, prepare your documents promptly and submit your application online through the official portal before the deadline to take full advantage of this life-changing educational opportunity.